Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations and risks ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

College and other educational costs don't come cheap, making them a major financial hurdle for many families. Luckily, there are tools that can help you plan and save for these expenses. 529 plans and ...

Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides the most versatility.

If you’re familiar with indexed universal life (IUL) insurance policies, you’ve almost certainly encountered a mixture of myths and truths. IULs are frequently misunderstood due to improper ...

Indexed Universal Life Insurance (IUL) is frequently positioned as a solution that offers both lifelong insurance coverage and the potential for market-linked cash value growth. This combination often ...

In the labyrinthian world of personal finance and insurance, indexed universal life insurance stands out as a particularly intricate product. Known for their flexibility and potential for cash value ...

Universal life insurance has always been a slippery slope for agents and, consequently, slippery for clients as well. Especially when you consider it was only created in 1979 and term life has been ...

The financial world is a vast landscape teeming with a multitude of investment options. Each one comes with unique advantages and disadvantages, making navigating challenging. Two such options often ...

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...