National savings rates remain low. Discover 6 key factors that influence your savings and how to reclaim your margin in 2026.

Learn how the terminal capitalization rate estimates property resale value at the end of the holding period, with examples ...

Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply ...

"Mortgage interest rates went down before the Fed cut rates in September but went up after," says Ali Wolf, chief economist ...

Mortgage rates are the interest rates charged by the mortgage holder, typically a bank, to the borrower, typically a ...

Pressure is mounting on the Federal Reserve to keep cutting interest rates, and dividend ETFs like Direxion Daily 20+ Year ...

Angelica Leicht is a seasoned personal finance writer and editor with nearly two decades of experience but just one goal: to help readers make the best decisions for their wallets. Her expertise spans ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

One way borrowers can get a lower interest rate is by putting more money down upfront. This strategy, called a mortgage buydown, involves buying mortgage points that lower your rate by a certain ...

Rate discloses rates on its site, and you can complete the entire loan process online or through its app. You can also work with a loan agent over the phone. Rate offers many types of loans, including ...