Learn how credit scores influence car loan interest rates in 2025.

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Auto Credit Express matches bad-credit borrowers with car dealers and lenders that may be able to provide an auto loan. NerdWallet's auto loans content, including articles, reviews and recommendations ...

A good auto loan rate depends on your circumstances and the vehicle. In December 2025, the average new car loan rate was 6.90 ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

Learn five strategies to reduce your car payment.

A car is an expensive purchase that often requires financing. Nearly 80% of new car buyers took out a loan or a lease in 2023, according to Experian, as did almost 38% of used car buyers. Your credit ...

Navy Federal Credit Union offers new and used car loans, auto refinancing and private party loans, but you must be a credit union member to get a Navy Federal auto loan. NerdWallet's auto loans ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

In the midst of rising car prices and interest rates, more consumers are struggling to pay their auto loans. In fact, a recent TransUnion study found that as of the second quarter of 2022, 3.34% of ...

Big changes are coming to the electric vehicle tax credit in 2023. The Inflation Reduction Act, signed into law by President Joe Biden this summer, renews a tax credit of up to $7,500 for new EVs ...