We Finally Paid Off Our Last Piece of Debt. I Didn’t Expect It to Backfire Like This.

My husband and I recently paid off our car loan early. It was the last piece of debt we had. We did so to prepare for our ...

Taking out a loan? First make these 5 smart moves to raise your credit score - whether you have weeks or months

With even a brief window, motivated borrowers can quickly boost their credit scores before applying for a loan, allowing them to qualify for better interest rates.

Your Chances of Raising Your Credit Limit May Be Better Than You Think

A great time to request a credit limit increase is when your credit score moves FICO score ranges. For example, if you go ...

5 smart moves to raise your credit score ASAP — and get better loan rates in 2026

MarketWatch talked to credit experts to develop an order of operations to improve your credit score fast, whether you have ...

SMA in a credit report: Meaning and impact on your credit score

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the ...

Credit Card Posting Explained: Definition and Transaction Date Differences

Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.

Understanding the Credit Card Accountability Act: Protecting Users

Learn about the Credit Card Accountability Act, which safeguards users from abusive credit card practices, reduces fees, and improves transparency in the financial world.