CD account interest rates remain competitive at the start of 2026. Here's what a good long-term CD account rate is now.

Explore top short- and long-term CD rates available today ...

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's especially true with long-term CDs, which will require savers to ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

With interest rates still elevated, certificates of deposit are offering some of the most attractive guaranteed returns savers have seen in years. Today’s best CD rates make it possible to earn more ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal ...