Nicole Lapin on Instagram: "A will isn’t a magic wand. Most families don’t realize until it’s too late that a will alone won’t keep money moving. Bank accounts, brokerage accounts, even savings can get frozen in probate. That means months of delays, extra costs, and public court records The real money moves: ✔️ Will = who gets what ✔️ Trust = big assets and control ✔️ POD/TOD = keep cash and investments moving without court Don’t wait for a judge to decide when your family gets access."