By 2026, cross-border payments in Africa will feel almost invisible. At Fintech Replay Day 1 (#AFTSLIVE), Isaac Newton Acquah (The Innovation Spark) predicted deeper partnerships driving this shift with telcos enabling MoMo-to-MoMo transfers across borders and banks scaling fintech integrations regionally. Seamless money movement will come from collaboration between telcos, fintechs, banks, and stablecoin infrastructure. To prepare for 2026, ecosystem players must invest in partnerships that sim
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By 2026, cross-border payments in Africa will feel almost invisible. At …
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For the first time, moving money across Africa doesn’t have to be painful. During Fintech Replay Day 1 (#AFTSLIVE), Isaac Newton Acquah (The Innovation Spark) highlighted a major shift in Ghana: blockchain and stablecoins are moving from regulatory gray zones into the mainstream. Digital assets are now regulated and officially part of the financial system. Stablecoins enable near-instant, low-cost transfers, reducing reliance on Europe or the US for intra-African payments. With regulation in pla
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For the first time, moving money across Africa doesn’t have to be p…
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No market has fully mastered the balance between safeguarding citizens and enabling fintech innovation. During the Fintech Licence Passporting fireside chat, Kwame Oppong (Bank of Ghana) noted that while fintech progress brings pride and opportunity, innovation without guardrails can create unintended risks. Regulators and innovators must advance together, especially as Africa builds cross-border frameworks. Trust is the foundation for any ecosystem to scale across markets. Africa must co-create
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Africa’s fintech IPO era has begun, and it won’t stop at one. During Fintech Replay Day 1, Benjamin Boachie (Chief Economist, SecondSTAX) predicted that after Sub-Saharan Africa’s first fintech IPO Optasia’s $1.4B listing in South Africa the “seal has been broken.” With a clear benchmark now in place, more fintechs are likely to follow, using public markets to scale and build credibility. IPOs unlock what Africa’s fintech ecosystem needs most right now: liquidity. With growth, innovation, and ca
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Ghana is signaling that fintech growth and regulatory trust can move together. At #AFTSACCRA2025, Kwame Oppong (Director, FinTech & Innovation Department, Bank of Ghana) reinforced Ghana’s position as a leading fintech and innovation hub, highlighting how the central bank is fostering collaboration that balances responsible innovation with strong regulatory oversight. His message was clear: public–private partnerships, regulatory clarity, and ecosystem connectivity are essential to building inve
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