If your XRP or crypto is still sitting on a centralized exchange like Coinbase, you’re not just playing with risk — you’re *ignoring the entire purpose of Web3*. — Centralized platforms censor you — They can freeze your assets — And they collapse — just like FTX did People are learning this the hard way. But if you move into *decentralized finance (DeFi)* and *cold storage*, the keys stay with YOU. You get: ✔ Full control ✔ Censorship resistance ✔ 24/7 access ✔ Real ownership Platforms like *Uni